Insight is a specialist payments consultancy. We help issuers, acquirers, processors and merchants decipher scheme fees and interchange, price with confidence, and build teams who understand what drives profit.
| Fee line · monthly | Current | From 1 Apr | Change |
|---|---|---|---|
| Acquirer processing feeVisa · domestic | €41,210 | €41,210 | 0.0% |
| Cross-border assessmentMastercard · inter-regional | €18,940 | €19,698 | +4.0% |
| International acquirer feeVisa · intra-EEA | €12,380 | €12,009 | −3.0% |
| Digital enablement feeMastercard · e-commerce | €6,100 | €6,405 | +5.0% |
Audits, ongoing tracking and deal and incentive monitoring — delivered through the Cognopay platform with Insight experts updating the fee rules for you.
Scheme fee management Merchant pricingPricing tables and simulation tools built on the latest interchange and scheme fee rates, for bundled, IC+ and IC++ models.
Merchant pricing AdvisoryScheme agreement reviews, interchange forecasting, acquiring fee reviews and market-entry studies.
Advisory Training & simulationAccredited Visa University faculty. Workshops and business simulations for issuing, acquiring, risk and profitability.
Training & simulationA tested methodology that turns scheme invoices from a cost you accept into a cost you manage.
Rebuild what you should have paid from your own transaction data, and reconcile it with your scheme invoices.
See which products, channels and behaviours drive your fees, and spot items to clarify early.
Change routing, product and pricing decisions so the savings recur, and keep tracking every month.
Forecast the impact of upcoming fee releases, and go into scheme reviews knowing your true cost base and the incentives you've earned.
We only do payments. Our founders bring decades of card scheme experience, and we've spent more than a quarter of a century helping clients across the payments value chain understand what drives their profit.
Founded in London. Offices today in London and Madrid, serving clients worldwide.
Two-day simulation workshops delivered for issuers, acquirers and Visa clients in every region.
Of clients — issuers, acquirers, processors, schemes, retailers and merchants.
University accredited faculty and subject-matter experts in profitability and acquiring.
A large global acquirer saw its European scheme fees increase and couldn't trace the cause. We rebuilt historical fee levels by country and transaction type (card-present, MOTO, e-commerce) and modelled the impact of newly introduced fees.
Merchant under-pricing identified in the blended pricing book, and far more accurate forecasting and merchant pricing.
A client with billing queries and a performance-based scheme contract needed to confirm invoice accuracy and understand what incentives it would actually earn.
Invoice queries reconciled line by line, and a clear, trackable view of incentives earned against current and forecast performance.
Together with Cognodata we deliver scheme fee management and merchant pricing through Cognopay — a cloud platform that pairs AI-powered analytics with fee rules maintained by Insight's scheme experts every month.
Tell us what you're trying to solve. We'll tell you plainly whether we can help, and how.